The state pension is divided into two types: the basic state pension and the new state pension. The former is available to men who are born before April 6 1951, while women must have been born before April 6 1953. Those who were born on or after the aforementioned dates may be eligible for the new state pension, once they have reached state pension age. The amount that you get will depend on a number of factors, so it may be using a state pension calculator in order to figure it out. For some of those who are more than 80 years of age, they could be able to claim the over 80 pension.
The government website explains that this is a state pension for those who are aged 80 or more.
In order to be eligible, however, you must get less than £75.50 per week via the basic state pension.
Alternatively, the over 80 pension is available for those who do not qualify for the state pension at all.
Between the 2018 and 2019 tax year, this could give you £75.50 per week.
However, the amount you get depends on how much of the basic state pension you get, if any at all.
So, if you don’t get it, or you get less than £75.50 per week, the over 80 pension would see your income being topped up to £75.50 each week.
There are four criteria you must meet in order to claim the over 80 pension.
Unsurprisingly, you need to have reached the age of 80 in order to qualify.
You must also not get the basic state pension or, if you do, it should be less than £75.50 per week in the tax year of 2018 to 2019.
In addition, you must have been a resident in England, Scotland, or Wales for at least 10 years out of 20, with this period including the day before you turned 80 or any day after.
This 10 years does not have to have been in a row.
Finally, you must have been “ordinarily resident” in the UK, Channel Islands, Isle of Man, Gibraltar, a European Economic Area (EEA) country or Switzerland on your 80th birthday or the date you made the claim for this pension, if later, gov.uk explains.
In order to claim the over 80 pension, you should fill out a claim form – which you can get from your pension centre, or your local Jobcentre Plus.
The earliest date that you can do this is three months before your 80th birthday.
Whatever type of state pension you qualify for, it could be worth paying a visit the government website in order to work out how much you will receive.
By doing this, you may also find out how you can increase the amount you get.